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Frequently Asked Questions

 
What states does Senior American Services (SAS) work in?
How does a new agent get chosen for this program?
What is your target market?
What type of products will I sell?
How much does this program cost?
What type of agent does this program work for?
How can I get started?
Will I be a captive agent?
How much does SAS expect me to produce?
How will SAS target new prospects for me?
Will I still need to worry about the do not call regulations?
Who sets my appointments?
How will I receive my leads/appointments?
How many leads/appointments should I expect to receive each day?
Are there weekly meetings to attend with SAS?
Where do I order supplies?
Where do I send new business?
How are my commissions paid?

  What states does Senior American Services (SAS) work in?
There are programs available in all 50 States.

How does a new agent get chosen for this program?
Only experienced senior market agents with a solid understanding of how to sell effectively are chosen for this program. We do not offer sales training to agents.

What is your target market?
The target market is individual seniors over the age of 65 with an income above $30,000 per year.

What type of products will I sell?
You will sell LTC, HHC, Hospital Indemnity, Final Expense, and Medicare Supplement Insurance. You also will provide Annuities and non-insurance programs such as, medical discount programs and home health care service contracts.

How much does this program cost?
There is no out of pocket cost for you. We make the initial investment and continue to work with you as long as we receive the minimum required production each month.

What type of agent does this program work for?
SAS works for agents who write at least $6,000 worth of premium per month before they start with us. We look for agents that work a minimum of four days (4 full days) per week and are very reliable. This type of agent doubles their production within the first month on the program and consistently produces on a weekly basis.

How can I get started?
You can work with us as long as you fit into the criteria and work in the regions we have available. Start up will only take a few days. First, the paperwork required must be complete and product supplies received from our companies.

Will I be a captive agent?
As an SAS agent, you must understand and agree to write our leads/appointments with our companies. You also must agree to focus each day on selling, on being professional, and building a large clientele in the senior market. You will not be a captive agent on our program.

How much does SAS expect me to produce?
There is a monthly production requirement based on the region and main product line you choose. Before you begin, we review your minimum production requirement. Agents who work our program consistently become the top producers for the insurance companies we work with.

How will SAS target new prospects for me?
Within the regions we have available, you provide us with the areas (zip codes) you want to work in, and the products you would like to sell. Based on that information, we design a direct mail program and purchase phone lists of people in that target market.

Will I still need to worry about the do not call regulations?
All lists purchased are in compliance with the do not call regulations and are constantly updated. Plus, most of the clients we schedule appointments with have personally requested more information on the products you sell.

Who sets my appointments?
Our in-house marketing call center sets, monitors, and confirms all of the appointments. Each appointment is set only one day in advance.

How will I receive my leads/appointments?
All of your appointments are posted on this website. You retrieve them by entering a password. You will utilize this website to communicate with the call center, report results, new sales, and provide vital feedback.

How many leads/appointments should I expect to receive each day?
You should expect 3 to 4 appointments each day. Also, you will receive prospects' returned direct mail response, which will be faxed to you. Plus, we provide back-up appointments, because no shows and door cancellations are expected.

Are there weekly meetings to attend with SAS?
No, you are in control of your schedule by telling us where and when you want your appointments scheduled.

Where do I order supplies?
You order supplies directly from the insurance companies.

Where do I send new business?
All new business is sent by you directly to the insurance company you sold. That same company sends all new issued business and correspondence directly to you. This avoids unnecessary lag time.

How are my commissions paid?
Commission is paid directly to you by the insurance company you sold. You will receive all first year commission and renewal commission from the insurance company as earned. Remember, all of your renewals are vested from day one.

 
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